Starter contract

financial_services_customer

11 rules · plain YAML · starts in observation mode

OpenDQV Cloud starter template (v0.1) — your tenant inherits this baseline. First customer edit creates v1.0 in your audit trail; pin by yaml_hash for replay. Financial Services customer data quality rules for UK regulated financial services. Enforces demographic plausibility controls required under BCBS 239 (risk data aggregation), FCA Consumer Duty (PS22/9), and AML / CDD lookback programmes. Sentinel placeholder dates of birth are explicitly rejected to prevent known bad data from propagating into risk and compliance systems.

These are starting points you own. Every rule below ships in the trial, starts in observation mode, and is yours to read, edit, or delete from day one. Rules that reference a lookup list (lookup_file) validate against reference data you control in your tenant.
Rules as at 29 August 2026 — starting points you own, not a maintained regulatory feed. We correct errors in these samples; tracking regulatory change in your active contracts is yours.

Rule	Field	Severity	What it enforces (the message your team sees)
account_number_required	account_number	error	Account number is required (send as a JSON string to preserve leading zeros)
full_name_required	full_name	error	Full name is required
valid_email	email	error	Invalid email format
valid_phone	phone	error	Invalid phone number format — expected E.164 (e.g. +447911123456)
dob_not_empty	date_of_birth	error	Date of birth is required
dob_format	date_of_birth	error	Date of birth must be in YYYY-MM-DD format
dob_min_age	date_of_birth	error	Date of birth cannot be a future date
dob_max_age	date_of_birth	error	Date of birth implies an age exceeding 120 years — likely a data error
dob_plausible_year	date_of_birth	error	Date of birth is outside the plausible range (1905-2099) or is a known sentinel/placeholder value — CDD remediation required
valid_uk_postcode	postcode	error	Invalid UK postcode format (e.g. SW1A 1AA)
valid_ni_number	ni_number	error	Invalid UK National Insurance number format (e.g. AB123456C)

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